{"id":6219,"date":"2023-10-07T10:35:47","date_gmt":"2023-10-07T07:35:47","guid":{"rendered":"https:\/\/umdigital.science\/?page_id=6219"},"modified":"2026-05-17T20:44:36","modified_gmt":"2026-05-17T17:44:36","slug":"publication","status":"publish","type":"page","link":"https:\/\/umdigital.science\/en\/publication\/","title":{"rendered":"Publication"},"content":{"rendered":"<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lqgm1x6r-171bfa067b5525a5996dffd0e928428a\">\n.avia-image-container.av-lqgm1x6r-171bfa067b5525a5996dffd0e928428a img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lqgm1x6r-171bfa067b5525a5996dffd0e928428a .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lqgm1x6r-171bfa067b5525a5996dffd0e928428a av-styling-circle avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/umdigital.science\/en\/56-a7a5-and-digital-promissory-notes\/\" class='avia_image'  target=\"_blank\"  rel=\"noopener noreferrer\"><img decoding=\"async\" class='wp-image-8563 avia-img-lazy-loading-not-8563 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/signal-2026-02-02-155534_002-1-180x180.jpeg\" alt='' title='signal-2026-02-02-155534_002'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/signal-2026-02-02-155534_002-1-180x180.jpeg 180w, https:\/\/umdigital.science\/wp-content\/uploads\/signal-2026-02-02-155534_002-1-80x80.jpeg 80w, https:\/\/umdigital.science\/wp-content\/uploads\/signal-2026-02-02-155534_002-1-36x36.jpeg 36w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/a><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-2  el_after_av_one_third  el_before_av_one_third  flex_column_div '     ><p><section  class='av_textblock_section av-lqgmfikq-85fa39efb6547b32ba07f004193c7d9a'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong><a href=\"https:\/\/www.linkedin.com\/in\/mykhailo-tiutin\/\">Mykhailo Tiutin<\/a>\u00a0\u00a0&amp; <a href=\"https:\/\/www.linkedin.com\/in\/feshchenko\/\">Dr. Oleksiy Feshchenko<\/a><span class=\"html-span xdj266r x14z9mp xat24cr x1lziwak xexx8yu xyri2b x18d9i69 x1c1uobl x1hl2dhg x16tdsg8 x1vvkbs\"><span class=\"xt0psk2\">,<\/span><a class=\"x1i10hfl xjbqb8w x1ejq31n x18oe1m7 x1sy0etr xstzfhl x972fbf x10w94by x1qhh985 x14e42zd x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x14z9mp xat24cr x1lziwak xexx8yu xyri2b x18d9i69 x1c1uobl x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz xkrqix3 x1sur9pj x1fey0fg x1s688f\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.facebook.com\/khrystyna.khanas?__cft__[0]=AZWwLFkeItrSHAqeoqAlMO66vO6v1AiPbonnZdtmTLNfatnLEqtrtGHu1Lb6-o11wav3DUpaZGhkIA3_rztPsphYBrsG_iekGGUVhKe5vj6qIzKBui4z5eSwyKkXlM5jm2ztBoiNL8I54MIjFin8vm8QwVfW398Cuhem9dr0PQlwTMZwLcdKvwFLs-jMRzfaIIb1wiXX4qDRlL2DqicvxAZ0&amp;__tn__=-]K-y-R\" target=\"_blank\" rel=\"noopener\"><span class=\"xt0psk2\"><br \/>\n<\/span><\/a><\/span><\/strong><\/p>\n<p><strong><a href=\"https:\/\/www.linkedin.com\/in\/dr-tatiana-dmytrenko-b06120ab\/?lipi=urn%3Ali%3Apage%3Ad_flagship3_detail_base%3ByAbj0kF4TjS4of2zs9s2xA%3D%3D\">Dr. Tetiana Dmytrenko<\/a><\/strong><\/p>\n<p>Multi-part Investigative Project<br \/>\n\u201cThe Crypto-Web of Power: The History of A7A5\u201d<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-lqgm9v3v-f2ec221487aea29d798a388210bbb0b4'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<p style=\"text-align: center;\"><strong>Middle Ages Finances Combined with Crypto \u2013 a Perfect Tool to Bypass Sanctions<\/strong><\/p>\n<p style=\"text-align: center;\">Ukrainian Modern Digital Science (UMDS) and the AMLBot put all the puzzle parts together and explain how it works. The crucial information have \u00a0been published by \u00a0the <a href=\"https:\/\/reporter.london\/?p=1579\">Reporter.london<\/a> and context.ro<\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-5  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-f607fda413d3881083a610e00bbd506d\">\n.avia-image-container.av-av_image-f607fda413d3881083a610e00bbd506d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-f607fda413d3881083a610e00bbd506d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-f607fda413d3881083a610e00bbd506d av-styling-circle avia-align-center  avia-builder-el-6  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/astraea-group.com\/wp-content\/uploads\/2025\/11\/Article-From-Stablecoins-to-Digital-Bills-of-Exchange.pdf\" class=\"avia_image\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class='wp-image-8372 avia-img-lazy-loading-not-8372 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/74da9917-c7a9-46b4-8102-ec5c68336001-180x180.png\" alt='' title='74da9917-c7a9-46b4-8102-ec5c68336001'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/74da9917-c7a9-46b4-8102-ec5c68336001-180x180.png 180w, https:\/\/umdigital.science\/wp-content\/uploads\/74da9917-c7a9-46b4-8102-ec5c68336001-80x80.png 80w, https:\/\/umdigital.science\/wp-content\/uploads\/74da9917-c7a9-46b4-8102-ec5c68336001-36x36.png 36w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/a><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-7  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-mp8ahzhg-8a61af17af67a5484950dd5a5de5d4df'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong><a href=\"https:\/\/www.linkedin.com\/in\/alexandr-chernykh-383853203\/\" target=\"_blank\" rel=\"noopener\">O\u00a0<\/a><a href=\"https:\/\/www.linkedin.com\/in\/james-ramsden-kc-34b9a4195\/?lipi=urn%3Ali%3Apage%3Ad_flagship3_detail_base%3ByAbj0kF4TjS4of2zs9s2xA%3D%3D\">James Ramsden KC<\/a> \u00a0&amp; Dr. <span class=\"html-span xdj266r x14z9mp xat24cr x1lziwak xexx8yu xyri2b x18d9i69 x1c1uobl x1hl2dhg x16tdsg8 x1vvkbs\"><a class=\"x1i10hfl xjbqb8w x1ejq31n x18oe1m7 x1sy0etr xstzfhl x972fbf x10w94by x1qhh985 x14e42zd x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x14z9mp xat24cr x1lziwak xexx8yu xyri2b x18d9i69 x1c1uobl x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz xkrqix3 x1sur9pj x1fey0fg x1s688f\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.facebook.com\/khrystyna.khanas?__cft__[0]=AZWwLFkeItrSHAqeoqAlMO66vO6v1AiPbonnZdtmTLNfatnLEqtrtGHu1Lb6-o11wav3DUpaZGhkIA3_rztPsphYBrsG_iekGGUVhKe5vj6qIzKBui4z5eSwyKkXlM5jm2ztBoiNL8I54MIjFin8vm8QwVfW398Cuhem9dr0PQlwTMZwLcdKvwFLs-jMRzfaIIb1wiXX4qDRlL2DqicvxAZ0&amp;__tn__=-]K-y-R\" target=\"_blank\" rel=\"noopener\"><span class=\"xt0psk2\">Khrystyna Khanas,<br \/>\n<\/span><\/a><a href=\"https:\/\/www.linkedin.com\/in\/dr-tatiana-dmytrenko-b06120ab\/?lipi=urn%3Ali%3Apage%3Ad_flagship3_detail_base%3ByAbj0kF4TjS4of2zs9s2xA%3D%3D\">Dr. Tetiana Dmytrenko<\/a><\/span><\/strong><\/p>\n<p><a href=\"https:\/\/astraea-group.com\/wp-content\/uploads\/2025\/07\/2025.06.30-Astraea-Article_Russia-is-one-step-ahead-in-the-game-of-crypto-whack-a-mole_KK-Alexandr-Chernykh.pdf?fbclid=IwY2xjawLorlZleHRuA2FlbQIxMAABHtjT0XIfUomtbZiztuXRwHCe6IikyWTISmAR3W2rkmlXZVpMeTJDwL9UFgCA_aem_TpiGkG22pCERlr-zPRM88g\" target=\"_blank\" rel=\"noopener\">ASTRAEA<\/a><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<h5 class=\"hr-title\" style=\"text-align: center;\"><a href=\"https:\/\/umdigital.science\/52-astraya-2\/\">From Stablecoins to \u2018Digital Bills of Exchange\u2019: Why Monitoring After Sanctions Implementation Is Critically Important<\/a><\/h5>\n<p style=\"text-align: center;\">This article examines how Russian financial structures have built a complex hybrid system to evade sanctions through the ruble-backed stablecoin A7A5, the Grinex cryptocurrency exchange, and A7 \u201cdigital promissory notes,\u201d combining blockchain transactions, paper-based debt instruments, and networks of companies in third countries. Drawing on journalistic investigations and blockchain analytics, it shows how these tools enabled tens of billions of dollars to be moved abroad while remaining outside regulators\u2019 visibility \u2014 and why sanctions without continuous post-sanctions monitoring become ineffective.<\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-10  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-4a561e8594640f33178f7dd3a16d026d\">\n.avia-image-container.av-av_image-4a561e8594640f33178f7dd3a16d026d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-4a561e8594640f33178f7dd3a16d026d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-4a561e8594640f33178f7dd3a16d026d av-styling-circle avia-align-center  avia-builder-el-11  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/astraea-group.com\/wp-content\/uploads\/2025\/07\/2025.06.30-Astraea-Article_Russia-is-one-step-ahead-in-the-game-of-crypto-whack-a-mole_KK-Alexandr-Chernykh.pdf?fbclid=IwY2xjawLorlZleHRuA2FlbQIxMAABHtjT0XIfUomtbZiztuXRwHCe6IikyWTISmAR3W2rkmlXZVpMeTJDwL9UFgCA_aem_TpiGkG22pCERlr-zPRM88g\" class=\"avia_image\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class='wp-image-7605 avia-img-lazy-loading-not-7605 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/5-4-180x180.jpg\" alt='' title='5'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/5-4-180x180.jpg 180w, https:\/\/umdigital.science\/wp-content\/uploads\/5-4-80x80.jpg 80w, https:\/\/umdigital.science\/wp-content\/uploads\/5-4-36x36.jpg 36w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/a><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-12  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-mp8ahgly-78e3ae007d5ad61e5e0d7854e877600a'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong><a href=\"https:\/\/www.linkedin.com\/in\/alexandr-chernykh-383853203\/\" target=\"_blank\" rel=\"noopener\">Olexandr Chernykh<\/a> &amp; Dr. <span class=\"html-span xdj266r x14z9mp xat24cr x1lziwak xexx8yu xyri2b x18d9i69 x1c1uobl x1hl2dhg x16tdsg8 x1vvkbs\"><a class=\"x1i10hfl xjbqb8w x1ejq31n x18oe1m7 x1sy0etr xstzfhl x972fbf x10w94by x1qhh985 x14e42zd x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x14z9mp xat24cr x1lziwak xexx8yu xyri2b x18d9i69 x1c1uobl x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz xkrqix3 x1sur9pj x1fey0fg x1s688f\" tabindex=\"0\" role=\"link\" href=\"https:\/\/www.facebook.com\/khrystyna.khanas?__cft__[0]=AZWwLFkeItrSHAqeoqAlMO66vO6v1AiPbonnZdtmTLNfatnLEqtrtGHu1Lb6-o11wav3DUpaZGhkIA3_rztPsphYBrsG_iekGGUVhKe5vj6qIzKBui4z5eSwyKkXlM5jm2ztBoiNL8I54MIjFin8vm8QwVfW398Cuhem9dr0PQlwTMZwLcdKvwFLs-jMRzfaIIb1wiXX4qDRlL2DqicvxAZ0&amp;__tn__=-]K-y-R\" target=\"_blank\" rel=\"noopener\"><span class=\"xt0psk2\">Khrystyna Khanas<\/span><\/a><\/span><\/strong><\/p>\n<p><a href=\"https:\/\/astraea-group.com\/wp-content\/uploads\/2025\/07\/2025.06.30-Astraea-Article_Russia-is-one-step-ahead-in-the-game-of-crypto-whack-a-mole_KK-Alexandr-Chernykh.pdf?fbclid=IwY2xjawLorlZleHRuA2FlbQIxMAABHtjT0XIfUomtbZiztuXRwHCe6IikyWTISmAR3W2rkmlXZVpMeTJDwL9UFgCA_aem_TpiGkG22pCERlr-zPRM88g\" target=\"_blank\" rel=\"noopener\">ASTRAEA<\/a><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<h6 style=\"text-align: center;\"><a href=\"https:\/\/umdigital.science\/en\/42-astraea\/\" target=\"_blank\" rel=\"noopener\">RUSSIA IS ONE STEP AHEAD IN THE GAME<br \/>\nOF CRYPTO \u2018WHACK A MOLE\u2019.<\/a><\/h6>\n<p style=\"text-align: center;\">an analytical article entitled \u201crussia is one step ahead in the game of \u2018find the mole\u2019\u201d, the authors of which were Ukrainian researchers, including financiers and digital security specialists, in particular <a href=\"https:\/\/umdigital.science\/\" target=\"_blank\" rel=\"noopener\">UMDS<\/a> experts <a href=\"https:\/\/www.linkedin.com\/in\/alexandr-chernykh-383853203\/\" target=\"_blank\" rel=\"noopener\">Oleksandr Chernykh<\/a>, <a href=\"https:\/\/www.linkedin.com\/in\/dr-tatiana-dmytrenko-b06120ab\/?lipi=urn%3Ali%3Apage%3Ad_flagship3_profile_view_base_recent_activity_content_view%3BkhRWMkgpRZmzvHqiq6ReDw%3D%3D\" target=\"_blank\" rel=\"noopener\">Tetiana Dmytrenko<\/a>, <a href=\"https:\/\/www.linkedin.com\/in\/vladyslav-tsvirkun\/\" target=\"_blank\" rel=\"noopener\">Vlad Tsvirkun<\/a> and a dually qualified English solicitor and Ukrainian lawyer <a href=\"https:\/\/www.linkedin.com\/in\/dr-khrystyna-khanas-5b7611106\/overlay\/about-this-profile\/?lipi=urn%3Ali%3Apage%3Ad_flagship3_profile_view_base%3BW8J5iT%2F%2FSX%2BBM3Vu3q3NsQ%3D%3D\" target=\"_blank\" rel=\"noopener\">Khrystyna Khanas<\/a>.<\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-15  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mp8ab1k8-a5a27388cc9ef8ef953fccd2fbf2b285\">\n.avia-image-container.av-mp8ab1k8-a5a27388cc9ef8ef953fccd2fbf2b285 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mp8ab1k8-a5a27388cc9ef8ef953fccd2fbf2b285 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mp8ab1k8-a5a27388cc9ef8ef953fccd2fbf2b285 av-styling-circle avia-align-center  avia-builder-el-16  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/afu.kiev.ua\/index.php?page_id=1143\" class=\"avia_image\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class='wp-image-9080 avia-img-lazy-loading-not-9080 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/11zon_cropped-10-1-180x180.png\" alt='' title='Dr. of Economics'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/11zon_cropped-10-1-180x180.png 180w, https:\/\/umdigital.science\/wp-content\/uploads\/11zon_cropped-10-1-300x300.png 300w, https:\/\/umdigital.science\/wp-content\/uploads\/11zon_cropped-10-1-80x80.png 80w, https:\/\/umdigital.science\/wp-content\/uploads\/11zon_cropped-10-1-36x36.png 36w, https:\/\/umdigital.science\/wp-content\/uploads\/11zon_cropped-10-1.png 318w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/a><\/div><\/div><\/div><\/div><div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-17  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-mp89ycu8-1249707491cd59598e10ec25bc957931'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong><a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\" target=\"_blank\" rel=\"noopener\">Dr. Dmytrenko, T. L.<\/a><\/strong><br \/>\nDoctoral dissertation, SESE Academy of financial management, MFU (2025).<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-mp8a3cdg-54ea94844b47f761f04442c6098751ac'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<p style=\"text-align: center;\"><b><a href=\"https:\/\/afu.kiev.ua\/index.php?page_id=1143\" target=\"_blank\" rel=\"noopener\">Risk-based approach to the regulation of digital asset turnover in the field of Anti-Money Laundering and Counter-Terrorist Financing (AML\/CTF).<\/a> \u2013 <\/b>Qualifying scientific work on manuscript rights.<\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">The dissertation is dedicated to a comprehensive study of the theoretical and methodological foundations of risk assessment and management in digital asset turnover within the framework of anti-money laundering and counter-terrorist financing (AML\/CTF). Based on the systematization and critical analysis of scientific research conducted by both foreign and domestic scholars, the economic essence of the concepts of \u00abrisk\u00bb and \u00abuncertainty\u00bb is revealed. The dissertation classifies the concept of \u00abrisk\u00bb across its types and various scientific disciplines.<\/span><\/p>\n<\/div><\/section><\/p><\/div><\/p>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-20  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-1478bb5e48763b0d26593c250e0cab1c\">\n.avia-image-container.av-av_image-1478bb5e48763b0d26593c250e0cab1c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-1478bb5e48763b0d26593c250e0cab1c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-1478bb5e48763b0d26593c250e0cab1c av-styling-circle avia-align-center  avia-builder-el-21  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/finukr.com.ua\/index.php\/journal\/article\/view\/98\" class=\"avia_image\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class='wp-image-7797 avia-img-lazy-loading-not-7797 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/474953653_17916527103048387_571191433189646890_n-180x180.jpg\" alt='' title='474953653_17916527103048387_571191433189646890_n'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/474953653_17916527103048387_571191433189646890_n-180x180.jpg 180w, https:\/\/umdigital.science\/wp-content\/uploads\/474953653_17916527103048387_571191433189646890_n-80x80.jpg 80w, https:\/\/umdigital.science\/wp-content\/uploads\/474953653_17916527103048387_571191433189646890_n-36x36.jpg 36w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/a><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-22  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><a href=\"https:\/\/rates.fm\/ua-uk\/authors\/dmitrenko-tetyana\/\" target=\"_blank\" rel=\"noopener\">Rates.fm &#8211; \u0414\u0443\u043c\u043a\u0438 \u0435\u043a\u0441\u043f\u0435\u0440\u0442\u0456\u0432<\/a><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<p style=\"text-align: center;\">Since January 2025, as part of the cooperation between UMDS experts and the <a href=\"https:\/\/rates.fm\/ua-uk\/\" target=\"_blank\" rel=\"noopener\">rates.fm<\/a> team, we have begun publishing articles on public-private partnerships, the development of a transparent crypto market, international and European standards for regulating the crypto market, and in the field of combating money laundering and terrorist financing, combating cybercrime, including practical cases and typologies.<\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-25  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-da8a254fa29f12762a53c2bce8b983a2\">\n.avia-image-container.av-av_image-da8a254fa29f12762a53c2bce8b983a2 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-da8a254fa29f12762a53c2bce8b983a2 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-da8a254fa29f12762a53c2bce8b983a2 av-styling-circle avia-align-center  avia-builder-el-26  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/finukr.com.ua\/index.php\/journal\/article\/view\/98\" class=\"avia_image\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class='wp-image-7756 avia-img-lazy-loading-not-7756 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/ee68f5b8-75a0-4552-9261-4f6243b0611f-180x180.webp\" alt='' title='ee68f5b8-75a0-4552-9261-4f6243b0611f'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/ee68f5b8-75a0-4552-9261-4f6243b0611f-180x180.webp 180w, https:\/\/umdigital.science\/wp-content\/uploads\/ee68f5b8-75a0-4552-9261-4f6243b0611f-300x300.webp 300w, https:\/\/umdigital.science\/wp-content\/uploads\/ee68f5b8-75a0-4552-9261-4f6243b0611f-80x80.webp 80w, https:\/\/umdigital.science\/wp-content\/uploads\/ee68f5b8-75a0-4552-9261-4f6243b0611f-768x768.webp 768w, https:\/\/umdigital.science\/wp-content\/uploads\/ee68f5b8-75a0-4552-9261-4f6243b0611f-36x36.webp 36w, https:\/\/umdigital.science\/wp-content\/uploads\/ee68f5b8-75a0-4552-9261-4f6243b0611f-705x705.webp 705w, https:\/\/umdigital.science\/wp-content\/uploads\/ee68f5b8-75a0-4552-9261-4f6243b0611f.webp 1024w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/a><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-27  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-mp8afq5i-43db10f935b27d82536c7f678b28af12'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong><a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\">Tetiana DMYTRENKO<\/a><\/strong><strong>, <\/strong><strong><a href=\"https:\/\/orcid.org\/0000-0003-1509-5180\">Tetiana HUDIMA<\/a><\/strong><\/p>\n<p><a href=\"https:\/\/finukr.com.ua\/index.php\/journal\">Finance of Ukraine<\/a><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/finukr.com.ua\/index.php\/journal\/article\/view\/98\">RISK ASSESSMENT MODELS FOR CRYPTOCURRENCY USE IN FRAUD AND CRIMINAL PROCEEDS LEGALIZATION<\/a><\/strong><\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-30  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m9v9q3b8-da814320777e047793dbd167fdb29ab1\">\n.avia-image-container.av-m9v9q3b8-da814320777e047793dbd167fdb29ab1 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m9v9q3b8-da814320777e047793dbd167fdb29ab1 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m9v9q3b8-da814320777e047793dbd167fdb29ab1 av-styling-circle avia-align-center  avia-builder-el-31  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/finukr.com.ua\/index.php\/journal\/article\/view\/92\" class=\"avia_image\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" class='wp-image-7761 avia-img-lazy-loading-not-7761 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/57926030-c2d5-43bb-b8c4-7ebe0b75c622-180x180.webp\" alt='' title='57926030-c2d5-43bb-b8c4-7ebe0b75c622'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/57926030-c2d5-43bb-b8c4-7ebe0b75c622-180x180.webp 180w, https:\/\/umdigital.science\/wp-content\/uploads\/57926030-c2d5-43bb-b8c4-7ebe0b75c622-300x300.webp 300w, https:\/\/umdigital.science\/wp-content\/uploads\/57926030-c2d5-43bb-b8c4-7ebe0b75c622-80x80.webp 80w, https:\/\/umdigital.science\/wp-content\/uploads\/57926030-c2d5-43bb-b8c4-7ebe0b75c622-768x768.webp 768w, https:\/\/umdigital.science\/wp-content\/uploads\/57926030-c2d5-43bb-b8c4-7ebe0b75c622-36x36.webp 36w, https:\/\/umdigital.science\/wp-content\/uploads\/57926030-c2d5-43bb-b8c4-7ebe0b75c622-705x705.webp 705w, https:\/\/umdigital.science\/wp-content\/uploads\/57926030-c2d5-43bb-b8c4-7ebe0b75c622.webp 1024w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/a><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-32  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-m9v9qbd0-28e4b3d9560567daa02aa8ea1cc621ec'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\" target=\"_blank\" rel=\"noopener\"><strong>Tetiana DMYTRENKO<\/strong><\/a><\/p>\n<p><a href=\"https:\/\/finukr.com.ua\/index.php\/journal\">Finance of Ukraine<\/a><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-m9v9szg0-865e371034d71506badd93d8cf9918de'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/finukr.com.ua\/index.php\/journal\/article\/view\/92\">METHODOLOGICAL APPROACHES TO THE DEVELOPMENT OF RISK ASSESSMENT MODELS FOR THE USE OF DIGITAL ASSETS IN LEGALIZATION AND CRIMINAL OPERATIONS<\/a><\/strong><\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-35  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-75d409ef8de3c41853d90621b06d3cbf\">\n.avia-image-container.av-av_image-75d409ef8de3c41853d90621b06d3cbf img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-75d409ef8de3c41853d90621b06d3cbf .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-75d409ef8de3c41853d90621b06d3cbf av-styling-circle avia-align-center  avia-builder-el-36  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-7249 avia-img-lazy-loading-not-7249 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/incrypted_article-180x180.jpg\" alt='' title='InCrypted_article'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/incrypted_article-180x180.jpg 180w, https:\/\/umdigital.science\/wp-content\/uploads\/incrypted_article-80x80.jpg 80w, https:\/\/umdigital.science\/wp-content\/uploads\/incrypted_article-36x36.jpg 36w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-37  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-mp8acb96-bc5320aa42778784e0a6cbf8e7734250'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\" target=\"_blank\" rel=\"noopener\"><strong>Tetiana DMYTRENKO<\/strong><\/a><\/p>\n<p><a href=\"https:\/\/incrypted.com\/ua\/jak-kryptovaljuty-vykorystovujut-u-shemah-pontsi\/?fbclid=IwY2xjawFGtqhleHRuA2FlbQIxMQABHXVTlHVMNMWfnjXuYXp18iQ9d0AEYrUwdyP-6AivX-zGOLjwMrkwfdfsUg_aem_H1xKBH0nOnO-eO_tzANcgg\">InCrypted<\/a><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/incrypted.com\/ua\/jak-kryptovaljuty-vykorystovujut-u-shemah-pontsi\/?fbclid=IwY2xjawFGtqhleHRuA2FlbQIxMQABHXVTlHVMNMWfnjXuYXp18iQ9d0AEYrUwdyP-6AivX-zGOLjwMrkwfdfsUg_aem_H1xKBH0nOnO-eO_tzANcgg\">HOW CRYPTOCURRENCIES ARE USED IN PONZI SCHEMES AND HOW TO FIGHT IT: THE CASE OF KAZAKHSTAN<\/a><\/strong><\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-40  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-e8b3b4c7d8891691a634c96fd5357a87\">\n.avia-image-container.av-av_image-e8b3b4c7d8891691a634c96fd5357a87 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-e8b3b4c7d8891691a634c96fd5357a87 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-e8b3b4c7d8891691a634c96fd5357a87 av-styling-circle avia-align-center  avia-builder-el-41  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-6645 avia-img-lazy-loading-not-6645 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/ligazakon-180x180.jpg\" alt='' title='LigaZakon'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/ligazakon-180x180.jpg 180w, https:\/\/umdigital.science\/wp-content\/uploads\/ligazakon-80x80.jpg 80w, https:\/\/umdigital.science\/wp-content\/uploads\/ligazakon-36x36.jpg 36w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-42  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: left;\"><strong><a href=\"https:\/\/www.linkedin.com\/in\/alexandr-chernykh-383853203?miniProfileUrn=urn%3Ali%3Afs_miniProfile%3AACoAADPqu1MBiIk1IKES6i1KWU747tzOXEcQDJg&amp;lipi=urn%3Ali%3Apage%3Ad_flagship3_detail_base%3BckGKyR0DTIu7bUDQE5dWkA%3D%3D\">Oleksandr CHERNYKH<\/a>, <a href=\"https:\/\/www.linkedin.com\/feed\/update\/urn:li:activity:7170498083103858688\/\">Tetiana DMYTRENKO<\/a><\/strong><\/p>\n<p style=\"text-align: left;\"><a href=\"http:\/\/ligazakon.net\">LigaZakon<\/a><\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><\/h4>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/jurliga.ligazakon.net\/intervyu\/225919_prava-lyudini-v-epokhu-tsifrovikh-tekhnology-gotumosya-do-zhvavikh-diskusy?fbclid=IwAR23xXoW4E-ogAR-QX8sAAo3R3U5tFu70lLEqwo73bwdZ0lVHi6KcI2eUJw\">HUMAN RIGHTS IN THE AGE OF DIGITAL TECHNOLOGIES: PREPARING FOR LIVELY DISCUSSIONS<\/a><\/strong><\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-45  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-081a3cbaa66640f9ac96b50bfd91dec8\">\n.avia-image-container.av-av_image-081a3cbaa66640f9ac96b50bfd91dec8 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-081a3cbaa66640f9ac96b50bfd91dec8 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-081a3cbaa66640f9ac96b50bfd91dec8 av-styling-circle avia-align-center  avia-builder-el-46  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-6554 avia-img-lazy-loading-not-6554 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/photo_2023-11-30_4-180x180.jpg\" alt='' title='photo_2023-11-30_4'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/photo_2023-11-30_4-180x180.jpg 180w, https:\/\/umdigital.science\/wp-content\/uploads\/photo_2023-11-30_4-80x80.jpg 80w, https:\/\/umdigital.science\/wp-content\/uploads\/photo_2023-11-30_4-36x36.jpg 36w, https:\/\/umdigital.science\/wp-content\/uploads\/photo_2023-11-30_4.jpg 280w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-47  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><section  class='av_textblock_section av-lthkqbgm-8999fdf581963db7102b5b8571a2376f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: left;\"><strong><a href=\"https:\/\/orcid.org\/0000-0003-1509-5180\">Tetiana HUDIMA<\/a>, <a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\">Tetiana DMYTRENKO<\/a><\/strong><\/p>\n<p style=\"text-align: left;\">Amazonia Investiga, 12(69), 73-83<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-lthjiena-54655ea8147879e02d6188e0348bfc9f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><strong><a href=\"https:\/\/amazoniainvestiga.info\/check\/69\/6-73-83.pdf\">OPTIMAL CBDC DESIGN FOR UKRAINE THROUGH THE LENS OF PRIVACY AND SECURITY<\/a><\/strong><\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-50  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lthk7764-6198dbf7cb31ead0c22c3cc5657e18c3\">\n.avia-image-container.av-lthk7764-6198dbf7cb31ead0c22c3cc5657e18c3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lthk7764-6198dbf7cb31ead0c22c3cc5657e18c3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lthk7764-6198dbf7cb31ead0c22c3cc5657e18c3 av-styling-circle avia-align-center  avia-builder-el-51  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-6651 avia-img-lazy-loading-not-6651 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/20221207_114552-180x180.jpg\" alt='' title='paper'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/20221207_114552-180x180.jpg 180w, https:\/\/umdigital.science\/wp-content\/uploads\/20221207_114552-80x80.jpg 80w, https:\/\/umdigital.science\/wp-content\/uploads\/20221207_114552-36x36.jpg 36w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-52  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><section  class='av_textblock_section av-lqgqx4go-84cd1f55b01a4b5149d523611c214675'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: left;\"><a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\"><strong>Tetiana DMYTRENKO <\/strong><\/a><a href=\"https:\/\/orcid.org\/0000-0002-9458-2843\"><strong>Hanna TERESHCHENKO<\/strong><\/a><\/p>\n<p>Educational Analytics of Ukraine,\u00a01\u20192023<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-lqgqr3kx-d5bde3ff6e9263a3b7b683dfbee41c8b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><a href=\"https:\/\/science.iea.gov.ua\/en\/education-management12023\/\"><strong>INCREASING THE LEVEL OF EDUCATION IN THE FIELD OF CYBER SECURITY, FINANCIAL AND DIGITAL LITERACY AS A FACTOR OF REDUCING RISKS IN THE CRYPTO MARKET<\/strong><\/a><\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-55  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lo5tyigt-5428914a08d452215cbeb603d76074d7\">\n.avia-image-container.av-lo5tyigt-5428914a08d452215cbeb603d76074d7 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lo5tyigt-5428914a08d452215cbeb603d76074d7 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lo5tyigt-5428914a08d452215cbeb603d76074d7 av-styling-circle avia-align-center  avia-builder-el-56  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-6278 avia-img-lazy-loading-not-6278 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/ed-180x169.jpeg\" alt='' title='ED'  height=\"169\" width=\"180\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-57  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-lo5u04b3-06e517da587fc9819eeb06b5b26cfbd9'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><b><a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\" target=\"_blank\" rel=\"noopener\">Tetiana DMYTRENKO<\/a><\/b><\/p>\n<p>Finance of Ukraine,\u00a0\u2116 12\/2022<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-lo5u32u6-31102a3952d5cf9efeae65dd0e964b3c'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><a href=\"https:\/\/doi.org\/10.33763\/finukr2022.12.056\"><strong>FEATURES OF THE IMPLEMENTATION OF THE EUROPEAN DIRECTIVES REGARDING THE CIRCULATION OF VIRTUAL ASSETS IN THE NATIONAL LEGISLATION OF UKRAINE<\/strong><\/a><\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-60  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-02c2608ba350772b6d41b4afcf502026\">\n.avia-image-container.av-av_image-02c2608ba350772b6d41b4afcf502026 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-02c2608ba350772b6d41b4afcf502026 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-02c2608ba350772b6d41b4afcf502026 av-styling-circle avia-align-center  avia-builder-el-61  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-6310 avia-img-lazy-loading-not-6310 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/20230904_112822-180x180.jpg\" alt='' title='20230904_112822'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/20230904_112822-180x180.jpg 180w, https:\/\/umdigital.science\/wp-content\/uploads\/20230904_112822-80x80.jpg 80w, https:\/\/umdigital.science\/wp-content\/uploads\/20230904_112822-36x36.jpg 36w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-62  el_after_av_one_third  el_before_av_one_third  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><b><a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\" target=\"_blank\" rel=\"noopener\">Tetiana DMYTRENKO<\/a><\/b><\/p>\n<p>Finance of Ukraine,\u00a0\u2116 4\/2022<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><a href=\"https:\/\/finukr.org.ua\/?page_id=774&amp;lang=en&amp;aid=4890\"><strong>REGULATION OF THE VIRTUAL ASSETS MARKET AS AN INSTRUMENT TO COUNTER THE AVOIDANCE OF INTERNATIONAL SANCTIONS AGAINST THE RUSSIAN FEDERATION<\/strong><\/a><\/p>\n<p style=\"text-align: center;\">according to the materials of the <a href=\"https:\/\/globalledger.io\/russian-donation-wallet-research\/\">Global Ledger Protocol<\/a><\/p>\n<\/div><\/section><\/p><\/div>\n<div class='flex_column av-av_one_third-7714eba142aeda1f8b5272a3c372b279 av_one_third  avia-builder-el-65  el_after_av_two_third  el_before_av_two_third  first flex_column_div column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lokfk70k-e8f4fb6c34dee76667fe77b2ec45b021\">\n.avia-image-container.av-lokfk70k-e8f4fb6c34dee76667fe77b2ec45b021 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lokfk70k-e8f4fb6c34dee76667fe77b2ec45b021 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lokfk70k-e8f4fb6c34dee76667fe77b2ec45b021 av-styling-circle avia-align-center  avia-builder-el-66  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-8008 avia-img-lazy-loading-not-8008 avia_image ' src=\"https:\/\/umdigital.science\/wp-content\/uploads\/slide-1-180x180.png\" alt='' title='slide'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/umdigital.science\/wp-content\/uploads\/slide-1-180x180.png 180w, https:\/\/umdigital.science\/wp-content\/uploads\/slide-1-300x300.png 300w, https:\/\/umdigital.science\/wp-content\/uploads\/slide-1-80x80.png 80w, https:\/\/umdigital.science\/wp-content\/uploads\/slide-1-36x36.png 36w, https:\/\/umdigital.science\/wp-content\/uploads\/slide-1.png 400w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/><\/div><\/div><\/div><\/div>\n<div class='flex_column av-av_two_third-f1c518e9ff58e869f80c8f093487abc9 av_two_third  avia-builder-el-67  el_after_av_one_third  avia-builder-el-last  flex_column_div column-top-margin'     ><p><section  class='av_textblock_section av-lthjsjmi-40693769227b67eabd74b2b45c564517'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><b><a href=\"https:\/\/orcid.org\/0000-0002-2632-2986\" target=\"_blank\" rel=\"noopener\">Tetiana DMYTRENKO<\/a><\/b><\/p>\n<p>Finance of Ukraine, \u2116 9\/2020<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-lokfm1di-5850df328dd180e7e32ed53b0b61e45e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><strong><a href=\"https:\/\/finukr.org.ua\/?page_id=774&amp;lang=en&amp;aid=4742#\" target=\"_blank\" rel=\"noopener\">IMPLEMENTATION OF INTERNATIONAL STANDARDS FOR REGULATING THE VIRTUAL ASSET MARKET IN UKRAINE<\/a><\/strong><\/p>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6219","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/umdigital.science\/en\/wp-json\/wp\/v2\/pages\/6219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/umdigital.science\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/umdigital.science\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/umdigital.science\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/umdigital.science\/en\/wp-json\/wp\/v2\/comments?post=6219"}],"version-history":[{"count":39,"href":"https:\/\/umdigital.science\/en\/wp-json\/wp\/v2\/pages\/6219\/revisions"}],"predecessor-version":[{"id":9079,"href":"https:\/\/umdigital.science\/en\/wp-json\/wp\/v2\/pages\/6219\/revisions\/9079"}],"wp:attachment":[{"href":"https:\/\/umdigital.science\/en\/wp-json\/wp\/v2\/media?parent=6219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}